Solution Oriented Scheme - Retirement FundUTI Mutual Fund

UTI Retirement Fund - Regular Plan

₹49.3328▼ 0.1410 (0.28%)

Scheme Type

Open Ended Schemes

NAV History

+1.40%

365 data points · Period: 1Y

Returns

CAGR

-0.28%

+1.81%

-2.74%

+4.81%

+9.94%

+10.17%

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹10,140

+1.4%

3Y Ago

₹14,198

+42.0%

5Y Ago

₹19,324

+93.2%

Past performance ≠ future results

Fund Analytics

Score: 61.5 / 100

Performance

Total Returns

Simple return over period

+2.71%

CAGR

Compound annual growth rate

+2.71%

Growth of ₹10K

Hypothetical investment value

₹10,271

SIP XIRR

SIP internal rate of return

-2.78%

Risk

Volatility (Ann.)

Std deviation of returns

5.30%LOW

Max Drawdown

Worst peak-to-trough

-4.55%

Sharpe Ratio

Risk-adjusted return

-0.62POOR

Sortino Ratio

Downside risk-adjusted return

-0.91POOR

Benchmark

Beta

Market sensitivity

0.38DEF

Alpha

Excess return vs benchmark

-1.05%

Tracking Error

Deviation from benchmark

8.11%

Information Ratio

Alpha per unit tracking error

-0.13

Treynor Ratio

Return per unit systematic risk

-8.59

Capture

Upside Capture

Participation in market gains

40.93%

Downside Capture

Participation in market losses

37.52%

Rolling Returns

1Y Rolling CAGR

Avg 14.0% (0.7% – 36.8%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-03-25

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+2.7%+0.1%

-1.0%

3Y+11.1%+12.2%

+2.7%

5Y+10.3%+11.0%

+2.4%

Beta

1Y: 0.383Y: 0.405Y: 0.39

Underperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,12,432

Total Value

₹4,12,432

*Based on historical CAGR. Projections are illustrative, not guaranteed