Solution Oriented Scheme - Retirement FundUTI Mutual Fund

UTI Retirement Fund - Regular Plan

₹50.6230▲ 0.1664 (0.33%)

Scheme Type

Open Ended Schemes

NAV History

+7.22%

365 data points · Period:1Y

Returns

CAGR

+0.33%

-0.53%

-0.23%

+0.90%

+8.84%

+9.14%

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹10,722

+7.2%

3Y Ago

₹14,825

+48.2%

5Y Ago

₹19,790

+97.9%

Past performance ≠ future results

Fund Analytics

Score: 58.3 / 100

Performance

Total Returns

Simple return over period

+0.57%

CAGR

Compound annual growth rate

+0.57%

Growth of ₹10K

Hypothetical investment value

₹10,057

SIP XIRR

SIP internal rate of return

+1.70%

Risk

Volatility (Ann.)

Std deviation of returns

5.38%LOW

Max Drawdown

Worst peak-to-trough

-4.55%

Sharpe Ratio

Risk-adjusted return

-1.01POOR

Sortino Ratio

Downside risk-adjusted return

-1.41POOR

Benchmark

Beta

Market sensitivity

0.40DEF

Alpha

Excess return vs benchmark

-0.84%

Tracking Error

Deviation from benchmark

7.63%

Information Ratio

Alpha per unit tracking error

-0.11

Treynor Ratio

Return per unit systematic risk

-13.44

Capture

Upside Capture

Participation in market gains

40.85%

Downside Capture

Participation in market losses

36.83%

Rolling Returns

1Y Rolling CAGR

Avg 12.6% (0.7% – 32.8%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-07-08

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+0.6%-5.3%

-0.8%

3Y+9.4%+8.3%

+2.5%

5Y+9.5%+9.8%

+2.0%

Beta

1Y:0.403Y:0.405Y:0.39

Underperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,36,004

Total Value

₹4,36,004

*Based on historical CAGR. Projections are illustrative, not guaranteed