Solution Oriented Scheme - Retirement FundUTI Mutual Fund

UTI Retirement Fund - Regular Plan

₹49.3629▲ 0.0176 (0.04%)

Scheme Type

Open Ended Schemes

NAV History

+3.13%

365 data points · Period:1Y

Returns

CAGR

—

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹10,313

+3.1%

3Y Ago

₹14,351

+43.5%

5Y Ago

₹19,176

+91.8%

Past performance ≠ future results

Fund Analytics

Score: 59.1 / 100

Performance

Total Returns

Simple return over period

-0.64%

CAGR

Compound annual growth rate

-0.64%

Growth of ₹10K

Hypothetical investment value

₹9,936

SIP XIRR

SIP internal rate of return

-2.22%

Risk

Volatility (Ann.)

Std deviation of returns

5.15%LOW

Max Drawdown

Worst peak-to-trough

-4.55%

Sharpe Ratio

Risk-adjusted return

-1.29POOR

Sortino Ratio

Downside risk-adjusted return

-1.83POOR

Benchmark

Beta

Market sensitivity

0.40DEF

Alpha

Excess return vs benchmark

-2.80%

Tracking Error

Deviation from benchmark

7.44%

Information Ratio

Alpha per unit tracking error

-0.38

Treynor Ratio

Return per unit systematic risk

-16.64

Capture

Upside Capture

Participation in market gains

38.96%

Downside Capture

Participation in market losses

37.96%

Rolling Returns

1Y Rolling CAGR

Avg 13.2% (0.7% – 33.5%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-05-22

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y-0.6%-3.6%

-2.8%

3Y+9.8%+9.9%

+2.2%

5Y+9.5%+10.4%

+1.8%

Beta

1Y:0.403Y:0.405Y:0.39

Underperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,24,017

Total Value

₹4,24,017

*Based on historical CAGR. Projections are illustrative, not guaranteed