Solution Oriented Scheme - Retirement FundUTI Mutual Fund

UTI Retirement Fund - Regular Plan - Growth

₹50.9677▲ 0.0071 (0.01%)

Scheme Type

Open Ended Schemes

NAV History

+9.67%

365 data points · Period:1Y

Returns

CAGR

—

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹10,967

+9.7%

3Y Ago

₹15,145

+51.5%

5Y Ago

₹19,440

+94.4%

Past performance ≠ future results

Fund Analytics

Score: 38.1 / 100

Performance

Total Returns

Simple return over period

+3.12%

CAGR

Compound annual growth rate

+3.12%

Growth of ₹10K

Hypothetical investment value

₹10,312

SIP XIRR

SIP internal rate of return

+3.24%

Risk

Volatility (Ann.)

Std deviation of returns

5.46%LOW

Max Drawdown

Worst peak-to-trough

-4.55%

Sharpe Ratio

Risk-adjusted return

-0.53POOR

Sortino Ratio

Downside risk-adjusted return

-0.73POOR

Benchmark

Beta

Market sensitivity

0.41DEF

Alpha

Excess return vs benchmark

+0.21%

Tracking Error

Deviation from benchmark

7.69%

Information Ratio

Alpha per unit tracking error

0.03

Treynor Ratio

Return per unit systematic risk

-7.10

Capture

Upside Capture

Participation in market gains

41.78%

Downside Capture

Participation in market losses

36.11%

Rolling Returns

1Y Rolling CAGR

Avg 5.7% (-18.3% – 39.7%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-08-21

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+3.1%-1.6%

+0.2%

3Y+9.2%+8.8%

+2.1%

5Y+9.3%+9.1%

+2.1%

Beta

1Y:0.413Y:0.405Y:0.39

Outperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,48,408

Total Value

₹4,48,408

*Based on historical CAGR. Projections are illustrative, not guaranteed