Debt Scheme - Credit Risk FundUTI Mutual Fund

UTI Credit Risk Fund - Regular Plan - Growth Option

₹18.1662▲ 0.0062 (0.03%)

Scheme Type

Open Ended Schemes

NAV History

+10.73%

365 data points · Period:1Y

Returns

CAGR

+0.03%

-0.05%

+0.01%

+5.87%

+6.97%

+9.37%

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹11,073

+10.7%

3Y Ago

₹13,242

+32.4%

5Y Ago

₹11,070

+10.7%

Past performance ≠ future results

Fund Analytics

Score: 61.3 / 100

Performance

Total Returns

Simple return over period

+5.84%

CAGR

Compound annual growth rate

+5.84%

Growth of ₹10K

Hypothetical investment value

₹10,584

SIP XIRR

SIP internal rate of return

+6.26%

Risk

Volatility (Ann.)

Std deviation of returns

1.10%LOW

Max Drawdown

Worst peak-to-trough

-0.46%

Sharpe Ratio

Risk-adjusted return

-0.15POOR

Sortino Ratio

Downside risk-adjusted return

-0.28POOR

Benchmark

Beta

Market sensitivity

0.03DEF

Alpha

Excess return vs benchmark

+0.14%

Tracking Error

Deviation from benchmark

12.03%

Information Ratio

Alpha per unit tracking error

0.01

Treynor Ratio

Return per unit systematic risk

-6.16

Capture

Upside Capture

Participation in market gains

6.45%

Downside Capture

Participation in market losses

-2.65%

Rolling Returns

1Y Rolling CAGR

Avg 10.1% (3.1% – 23.4%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-07-08

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+5.8%-5.3%

+0.1%

3Y+7.1%+8.3%

+1.1%

5Y+9.5%+9.8%

+3.4%

Beta

1Y:0.033Y:0.015Y:0.01

Outperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹90,412

Total Value

₹3,90,412

*Based on historical CAGR. Projections are illustrative, not guaranteed