Solution Oriented Scheme - Retirement FundTata Mutual Fund

Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option

₹38.9422▲ 0.1967 (0.51%)

Scheme Type

Open Ended Schemes

NAV History

+8.66%

365 data points · Period:1Y

Returns

CAGR

+0.51%

+0.25%

+2.64%

+4.44%

+8.44%

+7.37%

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹10,866

+8.7%

3Y Ago

₹13,882

+38.8%

5Y Ago

₹18,633

+86.3%

Past performance ≠ future results

Fund Analytics

Score: 59.3 / 100

Performance

Total Returns

Simple return over period

+3.91%

CAGR

Compound annual growth rate

+3.91%

Growth of ₹10K

Hypothetical investment value

₹10,391

SIP XIRR

SIP internal rate of return

+6.55%

Risk

Volatility (Ann.)

Std deviation of returns

4.60%LOW

Max Drawdown

Worst peak-to-trough

-3.13%

Sharpe Ratio

Risk-adjusted return

-0.45POOR

Sortino Ratio

Downside risk-adjusted return

-0.69POOR

Benchmark

Beta

Market sensitivity

0.32DEF

Alpha

Excess return vs benchmark

+1.32%

Tracking Error

Deviation from benchmark

8.66%

Information Ratio

Alpha per unit tracking error

0.15

Treynor Ratio

Return per unit systematic risk

-6.48

Capture

Upside Capture

Participation in market gains

33.74%

Downside Capture

Participation in market losses

26.21%

Rolling Returns

1Y Rolling CAGR

Avg 8.7% (-0.7% – 18.1%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-07-09

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+3.9%-4.6%

+1.3%

3Y+9.0%+8.4%

+2.2%

5Y+7.5%+9.9%

+0.4%

Beta

1Y:0.323Y:0.305Y:0.28

Outperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,12,432

Total Value

₹4,12,432

*Based on historical CAGR. Projections are illustrative, not guaranteed