Debt Scheme - Banking and PSU FundLIC Mutual Fund

LIC MF Banking & PSU Fund-Direct Plan-Growth

₹39.8328▲ 0.0395 (0.10%)

Scheme Type

Open Ended Schemes

NAV History

+11.21%

365 data points · Period:1Y

Returns

CAGR

+0.10%

-0.08%

+1.74%

+5.32%

+7.30%

+6.26%

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹11,121

+11.2%

3Y Ago

₹13,385

+33.8%

5Y Ago

₹16,655

+66.6%

Past performance ≠ future results

Fund Analytics

Score: 61.2 / 100

Performance

Total Returns

Simple return over period

+5.21%

CAGR

Compound annual growth rate

+5.21%

Growth of ₹10K

Hypothetical investment value

₹10,521

SIP XIRR

SIP internal rate of return

+5.95%

Risk

Volatility (Ann.)

Std deviation of returns

1.48%LOW

Max Drawdown

Worst peak-to-trough

-0.55%

Sharpe Ratio

Risk-adjusted return

-0.53POOR

Sortino Ratio

Downside risk-adjusted return

-0.97POOR

Benchmark

Beta

Market sensitivity

0.04DEF

Alpha

Excess return vs benchmark

-0.36%

Tracking Error

Deviation from benchmark

11.90%

Information Ratio

Alpha per unit tracking error

-0.03

Treynor Ratio

Return per unit systematic risk

-19.70

Capture

Upside Capture

Participation in market gains

6.71%

Downside Capture

Participation in market losses

-1.48%

Rolling Returns

1Y Rolling CAGR

Avg 6.5% (2.5% – 11.0%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-07-09

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+5.2%-4.6%

-0.4%

3Y+7.5%+8.4%

+1.4%

5Y+6.3%+9.9%

+0.3%

Beta

1Y:0.043Y:0.025Y:0.02

Underperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹90,412

Total Value

₹3,90,412

*Based on historical CAGR. Projections are illustrative, not guaranteed