Debt Scheme - Banking and PSU FundLIC Mutual Fund

LIC MF Banking & PSU Fund-Direct Plan-Growth

₹38.9687▲ 0.0282 (0.07%)

Scheme Type

Open Ended Schemes

NAV History

+9.72%

365 data points · Period:1Y

Returns

CAGR

—

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹10,972

+9.7%

3Y Ago

₹13,142

+31.4%

5Y Ago

₹16,638

+66.4%

Past performance ≠ future results

Fund Analytics

Score: 62.0 / 100

Performance

Total Returns

Simple return over period

+3.51%

CAGR

Compound annual growth rate

+3.51%

Growth of ₹10K

Hypothetical investment value

₹10,351

SIP XIRR

SIP internal rate of return

+3.01%

Risk

Volatility (Ann.)

Std deviation of returns

1.30%LOW

Max Drawdown

Worst peak-to-trough

-0.59%

Sharpe Ratio

Risk-adjusted return

-1.92POOR

Sortino Ratio

Downside risk-adjusted return

-3.17POOR

Benchmark

Beta

Market sensitivity

0.04DEF

Alpha

Excess return vs benchmark

-2.16%

Tracking Error

Deviation from benchmark

11.55%

Information Ratio

Alpha per unit tracking error

-0.19

Treynor Ratio

Return per unit systematic risk

-70.88

Capture

Upside Capture

Participation in market gains

4.84%

Downside Capture

Participation in market losses

-0.61%

Rolling Returns

1Y Rolling CAGR

Avg 6.4% (2.5% – 11.0%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-05-22

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+3.5%-3.6%

-2.2%

3Y+6.9%+9.9%

+0.8%

5Y+6.0%+10.4%

-0.1%

Beta

1Y:0.043Y:0.025Y:0.02

Underperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹90,412

Total Value

₹3,90,412

*Based on historical CAGR. Projections are illustrative, not guaranteed