Debt Scheme - Banking and PSU FundLIC Mutual Fund

LIC MF Banking & PSU Fund-Direct Plan-Monthly IDCW

₹14.9867▲ 0.0045 (0.03%)

Scheme Type

Open Ended Schemes

NAV History

+11.16%

365 data points · Period:1Y

Returns

CAGR

+0.03%

-0.22%

-0.19%

+5.22%

+7.27%

+6.25%

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹11,116

+11.2%

3Y Ago

₹13,373

+33.7%

5Y Ago

₹14,516

+45.2%

Past performance ≠ future results

Fund Analytics

Score: 61.1 / 100

Performance

Total Returns

Simple return over period

+5.19%

CAGR

Compound annual growth rate

+5.19%

Growth of ₹10K

Hypothetical investment value

₹10,519

SIP XIRR

SIP internal rate of return

+5.92%

Risk

Volatility (Ann.)

Std deviation of returns

1.48%LOW

Max Drawdown

Worst peak-to-trough

-0.55%

Sharpe Ratio

Risk-adjusted return

-0.55POOR

Sortino Ratio

Downside risk-adjusted return

-1.01POOR

Benchmark

Beta

Market sensitivity

0.04DEF

Alpha

Excess return vs benchmark

-0.36%

Tracking Error

Deviation from benchmark

11.90%

Information Ratio

Alpha per unit tracking error

-0.03

Treynor Ratio

Return per unit systematic risk

-20.31

Capture

Upside Capture

Participation in market gains

6.70%

Downside Capture

Participation in market losses

-1.47%

Rolling Returns

1Y Rolling CAGR

Avg 6.3% (0.6% – 11.0%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-07-08

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+5.2%-5.3%

-0.4%

3Y+7.5%+8.3%

+1.4%

5Y+6.3%+9.8%

+0.3%

Beta

1Y:0.043Y:0.025Y:0.02

Underperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹90,412

Total Value

₹3,90,412

*Based on historical CAGR. Projections are illustrative, not guaranteed