Income/Debt Oriented Schemes - Credit Risk FundUTI Mutual Fund

UTI - Credit Risk Fund. - Direct Plan - Growth

₹20.8130▼ 0.0045 (0.02%)

Scheme Type

Open Ended Schemes

NAV History

+11.62%

365 data points · Period:1Y

Returns

CAGR

—

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹11,162

+11.6%

3Y Ago

₹13,667

+36.7%

5Y Ago

₹11,749

+17.5%

Past performance ≠ future results

Fund Analytics

Score: 38.3 / 100

Performance

Total Returns

Simple return over period

+6.90%

CAGR

Compound annual growth rate

+6.90%

Growth of ₹10K

Hypothetical investment value

₹10,690

SIP XIRR

SIP internal rate of return

+6.94%

Risk

Volatility (Ann.)

Std deviation of returns

1.15%LOW

Max Drawdown

Worst peak-to-trough

-0.44%

Sharpe Ratio

Risk-adjusted return

0.79AVG

Sortino Ratio

Downside risk-adjusted return

1.54GOOD

Benchmark

Beta

Market sensitivity

0.03DEF

Alpha

Excess return vs benchmark

+1.13%

Tracking Error

Deviation from benchmark

12.15%

Information Ratio

Alpha per unit tracking error

0.09

Treynor Ratio

Return per unit systematic risk

30.86

Capture

Upside Capture

Participation in market gains

7.36%

Downside Capture

Participation in market losses

-3.37%

Rolling Returns

1Y Rolling CAGR

Avg 6.2% (-32.9% – 24.4%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-08-21

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+6.9%-1.6%

+1.1%

3Y+7.8%+8.8%

+1.8%

5Y+10.2%+9.1%

+4.2%

Beta

1Y:0.033Y:0.025Y:0.01

Outperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,01,235

Total Value

₹4,01,235

*Based on historical CAGR. Projections are illustrative, not guaranteed