Debt Scheme - Credit Risk FundUTI Mutual Fund

UTI Credit Risk Fund - Direct Plan - Growth Option

₹20.6714▲ 0.0075 (0.04%)

Scheme Type

Open Ended Schemes

NAV History

+11.84%

365 data points · Period:1Y

Returns

CAGR

+0.04%

-0.05%

+0.02%

+6.64%

+7.69%

+10.14%

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹11,184

+11.8%

3Y Ago

₹13,683

+36.8%

5Y Ago

₹11,731

+17.3%

Past performance ≠ future results

Fund Analytics

Score: 61.4 / 100

Performance

Total Returns

Simple return over period

+6.60%

CAGR

Compound annual growth rate

+6.60%

Growth of ₹10K

Hypothetical investment value

₹10,660

SIP XIRR

SIP internal rate of return

+7.01%

Risk

Volatility (Ann.)

Std deviation of returns

1.12%LOW

Max Drawdown

Worst peak-to-trough

-0.44%

Sharpe Ratio

Risk-adjusted return

0.53AVG

Sortino Ratio

Downside risk-adjusted return

1.06AVG

Benchmark

Beta

Market sensitivity

0.03DEF

Alpha

Excess return vs benchmark

+0.91%

Tracking Error

Deviation from benchmark

12.03%

Information Ratio

Alpha per unit tracking error

0.08

Treynor Ratio

Return per unit systematic risk

22.13

Capture

Upside Capture

Participation in market gains

7.10%

Downside Capture

Participation in market losses

-3.14%

Rolling Returns

1Y Rolling CAGR

Avg 10.9% (3.9% – 24.4%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-07-08

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+6.6%-5.3%

+0.9%

3Y+7.9%+8.3%

+1.8%

5Y+10.2%+9.8%

+4.2%

Beta

1Y:0.033Y:0.015Y:0.01

Outperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,01,235

Total Value

₹4,01,235

*Based on historical CAGR. Projections are illustrative, not guaranteed