Debt Scheme - Credit Risk FundUTI Mutual Fund

UTI Credit Risk Fund - Direct Plan - Quarterly IDCW

₹14.2878▲ 0.0061 (0.04%)

Scheme Type

Open Ended Schemes

NAV History

+11.52%

365 data points · Period: 1Y

Returns

CAGR

+0.04%

+0.40%

+1.01%

+6.76%

+7.52%

+10.12%

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹11,152

+11.5%

3Y Ago

₹14,506

+45.1%

5Y Ago

₹11,411

+14.1%

Past performance ≠ future results

Fund Analytics

Score: 64.8 / 100

Performance

Total Returns

Simple return over period

+7.14%

CAGR

Compound annual growth rate

+7.14%

Growth of ₹10K

Hypothetical investment value

₹10,714

SIP XIRR

SIP internal rate of return

+5.95%

Risk

Volatility (Ann.)

Std deviation of returns

0.88%LOW

Max Drawdown

Worst peak-to-trough

-0.21%

Sharpe Ratio

Risk-adjusted return

1.29GOOD

Sortino Ratio

Downside risk-adjusted return

2.16GOOD

Benchmark

Beta

Market sensitivity

0.01DEF

Alpha

Excess return vs benchmark

+1.22%

Tracking Error

Deviation from benchmark

11.88%

Information Ratio

Alpha per unit tracking error

0.10

Treynor Ratio

Return per unit systematic risk

88.26

Capture

Upside Capture

Participation in market gains

6.70%

Downside Capture

Participation in market losses

-3.39%

Rolling Returns

1Y Rolling CAGR

Avg 10.3% (-3.2% – 24.4%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-03-25

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+7.1%+0.1%

+1.2%

3Y+7.9%+12.2%

+1.8%

5Y+10.1%+11.0%

+4.1%

Beta

1Y: 0.013Y: 0.015Y: 0.01

Outperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,24,017

Total Value

₹4,24,017

*Based on historical CAGR. Projections are illustrative, not guaranteed