Solution Oriented Scheme - Retirement FundUTI Mutual Fund

UTI Retirement Fund- Direct Plan

₹55.1976▲ 0.2676 (0.49%)

Scheme Type

Open Ended Schemes

NAV History

+8.54%

365 data points · Period:1Y

Returns

CAGR

+0.49%

-0.04%

+3.25%

+2.12%

+9.70%

+9.97%

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹10,854

+8.5%

3Y Ago

₹15,280

+52.8%

5Y Ago

₹20,964

+109.6%

Past performance ≠ future results

Fund Analytics

Score: 58.4 / 100

Performance

Total Returns

Simple return over period

+1.63%

CAGR

Compound annual growth rate

+1.63%

Growth of ₹10K

Hypothetical investment value

₹10,163

SIP XIRR

SIP internal rate of return

+2.93%

Risk

Volatility (Ann.)

Std deviation of returns

5.39%LOW

Max Drawdown

Worst peak-to-trough

-4.43%

Sharpe Ratio

Risk-adjusted return

-0.81POOR

Sortino Ratio

Downside risk-adjusted return

-1.13POOR

Benchmark

Beta

Market sensitivity

0.41DEF

Alpha

Excess return vs benchmark

-0.09%

Tracking Error

Deviation from benchmark

7.61%

Information Ratio

Alpha per unit tracking error

-0.01

Treynor Ratio

Return per unit systematic risk

-10.79

Capture

Upside Capture

Participation in market gains

41.66%

Downside Capture

Participation in market losses

36.48%

Rolling Returns

1Y Rolling CAGR

Avg 13.4% (1.3% – 33.6%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-07-09

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+1.6%-4.6%

-0.1%

3Y+10.2%+8.4%

+3.2%

5Y+10.3%+9.9%

+2.8%

Beta

1Y:0.413Y:0.415Y:0.39

Underperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,48,408

Total Value

₹4,48,408

*Based on historical CAGR. Projections are illustrative, not guaranteed