Solution Oriented Scheme - Retirement FundUTI Mutual Fund

UTI Retirement Fund- Direct Plan

₹53.5244▲ 0.0198 (0.04%)

Scheme Type

Open Ended Schemes

NAV History

+4.03%

365 data points · Period:1Y

Returns

CAGR

—

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹10,403

+4.0%

3Y Ago

₹14,767

+47.7%

5Y Ago

₹20,113

+101.1%

Past performance ≠ future results

Fund Analytics

Score: 59.2 / 100

Performance

Total Returns

Simple return over period

-0.08%

CAGR

Compound annual growth rate

-0.08%

Growth of ₹10K

Hypothetical investment value

₹9,992

SIP XIRR

SIP internal rate of return

-1.67%

Risk

Volatility (Ann.)

Std deviation of returns

5.16%LOW

Max Drawdown

Worst peak-to-trough

-4.43%

Sharpe Ratio

Risk-adjusted return

-1.18POOR

Sortino Ratio

Downside risk-adjusted return

-1.68POOR

Benchmark

Beta

Market sensitivity

0.40DEF

Alpha

Excess return vs benchmark

-2.23%

Tracking Error

Deviation from benchmark

7.43%

Information Ratio

Alpha per unit tracking error

-0.30

Treynor Ratio

Return per unit systematic risk

-15.20

Capture

Upside Capture

Participation in market gains

39.46%

Downside Capture

Participation in market losses

37.58%

Rolling Returns

1Y Rolling CAGR

Avg 14.0% (1.3% – 34.4%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-05-22

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y-0.1%-3.6%

-2.2%

3Y+10.4%+9.9%

+2.9%

5Y+10.2%+10.4%

+2.5%

Beta

1Y:0.403Y:0.415Y:0.39

Underperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,36,004

Total Value

₹4,36,004

*Based on historical CAGR. Projections are illustrative, not guaranteed