Solution Oriented Scheme - Retirement FundUTI Mutual Fund

UTI Retirement Fund- Direct Plan

₹53.4576▼ 0.1520 (0.28%)

Scheme Type

Open Ended Schemes

NAV History

+2.30%

365 data points · Period: 1Y

Returns

CAGR

-0.28%

+1.82%

-2.64%

+5.42%

+10.61%

+10.89%

Returns over 1Y are annualized (CAGR). Past performance ≠ future results.

Growth of ₹10,000

Hypothetical

1Y Ago

₹10,230

+2.3%

3Y Ago

₹14,612

+46.1%

5Y Ago

₹20,268

+102.7%

Past performance ≠ future results

Fund Analytics

Score: 61.6 / 100

Performance

Total Returns

Simple return over period

+3.31%

CAGR

Compound annual growth rate

+3.31%

Growth of ₹10K

Hypothetical investment value

₹10,331

SIP XIRR

SIP internal rate of return

-2.23%

Risk

Volatility (Ann.)

Std deviation of returns

5.31%LOW

Max Drawdown

Worst peak-to-trough

-4.43%

Sharpe Ratio

Risk-adjusted return

-0.51POOR

Sortino Ratio

Downside risk-adjusted return

-0.74POOR

Benchmark

Beta

Market sensitivity

0.38DEF

Alpha

Excess return vs benchmark

-0.45%

Tracking Error

Deviation from benchmark

8.10%

Information Ratio

Alpha per unit tracking error

-0.06

Treynor Ratio

Return per unit systematic risk

-7.02

Capture

Upside Capture

Participation in market gains

41.36%

Downside Capture

Participation in market losses

37.15%

Rolling Returns

1Y Rolling CAGR

Avg 14.7% (1.3% – 37.8%)

Risk-free rate: 6% (10Y G-Sec) · Benchmark: Nifty BeES ETF · As of 2026-03-25

vs Nifty 50

Pre-computed

PeriodFundNifty 50Alpha

1Y+3.3%+0.1%

-0.4%

3Y+11.8%+12.2%

+3.4%

5Y+11.0%+11.0%

+3.1%

Beta

1Y: 0.383Y: 0.405Y: 0.39

Underperforming the Nifty 50 index

Pre-computed metrics. Benchmark: Nippon India ETF Nifty BeES. Alpha = Fund CAGR − Index CAGR.

SIP Calculator

Auto-filled

Monthly

₹500₹1L

Period

Return (%)•

Invested

₹3,00,000

Wealth Gained

₹1,24,017

Total Value

₹4,24,017

*Based on historical CAGR. Projections are illustrative, not guaranteed